ABOUT MCCU'S MORTGAGE DEPARTMENT
In the spring of 1936, a group of eight people from the Cloquet area envisioned a better way of getting the financial services they and their community needed.
In the decades that followed, the credit union grew and expanded the range of mortgage products offered.
At MCCU, we strive to not only meet, but exceed, the expectations of our members by offering the most popular mortgage products available. We have many options to fit the needs of our borrowers— whether they are purchasing or refinancing a home. MCCU also continues to develop unique products, like our home improvement loans, leased land products and tiny home financing.
Our real estate professionals have a wealth of knowledge and experience, closing hundreds of loans each year. They are tapped in to their communities, constantly seeking easier and more inclusive paths to homeownership for our members. They push to develop and incorporate more advanced technology, products, and services to meet our members’ ever-changing wants and needs.
To serve our members better, MCCU recently added services like local underwriting and e-signatures for disclosure documents. We have enhanced our appetite and abilities for servicing the mortgages we originate.
We are proud of our success and strive to continue to be innovative, while providing the top notch service our members have come to expect.
To learn more about Members Cooperative Credit Union's history click here .
MCCU'S MISSION & VISION
MISSION
To make our communities stronger, our employees happier, and our world better.
That’s our mission, and we live it every day. As a not-for-profit credit union, we’re not in business to make money for a handful of shareholders – we’re in it to serve members with big-time products and hometown service.
VISION
To deliver an experience that is simple, fun, and more rewarding for everyone.
Wherever you find an MCCU location , you'll find friendly faces, great products and technology, and an organization that strives to be a healthy part of our communities.
MCCU lends to Minnesota and Wisconsin residents only and property used for mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval are required.
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HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.
PATRIOT ACT: Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.