Conventional Loan
A tried-and-true option that's a great choice for many borrowers.
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Simple, transparent application process
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Competitive interest rates
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Flexible term options
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Low down payment options for owner-occupied dwellings
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Seller-paid closing costs allowed
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Financeable property types include: primary residence, second homes and investment properties
Have questions? We're here to help!
MCCU lends to Minnesota and Wisconsin residents only and property used for mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval are required.
**A Members Mortgage Account Login provides access to borrowers' mortgage applications only. Please note; The login credentials may not be the same as MCCU's online banking program. Should a member require access to their online banking accounts, please visit membersccu.org
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.
PATRIOT ACT: Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.