LOAN PRODUCT OPTIONS

Mortgage Loan - First Step Home Loan

First Step Home Loan

Mortgage Loan - HomeReady Mortgage

HomeReady® Mortgage

Conventional Two Story Home

Conventional Loan

Small Bungalow Home with Porch

FHA Loan

Rural Setting with Gravel Road and Barn

USDA Loans

Veteran hugging his son as he enters his home

VA Home Loan

Two Story home with an attached double garage.

Adjustable-Rate Mortgage (ARM)

Section 184 Home Loan

Section 184 Home Loan

Dream home under construction.

Construction Loans

A couple completing a home improvement project.

Home Improvement Loans

Father and sons making improvements to a tree house.

Home Equity Loan

Adventurer living his dream of white water kayaking.

Home Equity Line of Credit

Professionals installing solar panels on a home.

Solar Energy Loan

Keys to homeownership.

Leased Land Loan

A family running off the end of the dock in to a lake.

Recreational Property Loans

Rays of light filtering through the untouched forest.

Raw Land Loans

Tiny Home.

Tiny Home Financing

Mortgage Refinance

Mortgage Refinance

*MCCU lends to Minnesota and Wisconsin residents only and property used for mortgage security must be within the states of Minnesota and Wisconsin.  Membership and loan approval are required.

HOME MORTGAGE DISCLOSURE ACT NOTICE

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.

PATRIOT ACT: Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.