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DOCUMENT CHECKLISTS

Hourly or Salary Borrower Document Checklist*

 

  1. Most Recent 30 days of pay stubs. Please ensure:

    • Pay stubs include year-to-date totals

    • Pay stubs include employer's name

    • Pay stubs include applicant's name

  2. Most recent 2 years W-2's. Please include all W-2's for the previous 2 years.

  3. Most recent 2 years of federal tax returns. Please include all schedules.

  4. Most recent 2 months of official bank statements. 

*  Additional documentation may be required based on information collected at application and/or information reflected on the above collected documentation.


Self Employed Borrower Document Checklist*

 

  1. Most recent 2 years 1099's, if applicable. Please include all 1099's for the previous 2 years.

  2. Most recent 2 years of personal federal tax returns.  Please include all schedules and K-1's.

  3. Most recent 2 years of corporate/partnership federal tax returns (if applicable).  Please include all schedules and K-1's.

  4. Year to date Profit and Loss for all businesses.

  5. Most recent 2 months of official bank statements. 

*  Additional documentation may be required based on information collected at application and/or information reflected on the above collected documentation.

NMLS  #422512   |     FAIR LENDER     |     FAIR HOUSING    |    PRIVACY POLICY

This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. 

Copyright © 2019 Members Cooperative Credit Union

 

 

4628 Mike Colalillo Drive

Duluth, MN 55807

800-296-8871

mortgage@membersccu.org

NMLS  #422512   |     FAIR LENDER     |     FAIR HOUSING    |    PRIVACY POLICY

This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. 

Copyright © 2019 Members Cooperative Credit Union